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Payments

Is Affirm down right now?

NormalOfficial status last polled Oct 4, 2026 07:33 UTCwww.affirm.comOfficial status page

Buy now, pay later platform offering installment loans for online and in-store purchases.

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Is Affirm down right now?

No. Affirm has a current operational conclusion. Fresh official operational result confirmed by a healthy reachability check from the PulseWatch runtime (single region, HTTP reachability only).

Status as of Oct 4, 2026 08:31 UTC

Normal

Affirm is operating normally

As of Oct 4, 2026 08:31 UTC

No elevated reports in the last 15 minutes. Baseline 5 reports/hour.

Reports 24h

0

Last incident

Sep 29, 2026 20:54 UTC

Trend

0/15m

Baseline

5/hr

Observed health

Unknown

No samples qualify for a combined success and latency score.

Evidence strength

No current issue evidence

No current corroborated or observed finding.

Evidence describes support for an issue, not its outage probability.

How this score works

100 × successful samples within the latency target ÷ assessed samples. Targets use a historical operation-latency baseline and are heuristic. Server failures count as failed samples; successful responses without a qualified target are shown separately. Only named operations are measured. Vendor statements, report volume, forecasts and incident records do not add score points.

A component issue stays visible even when other operations pass. Forecasts are separate from current health.

30 days incident history

Daily incident severity and duration for Affirm.

1

Incident days

29

No recorded incident

1h 25m

Recorded duration

No recorded incident — health unknownLow or mediumHigh or critical
Recorded incidents remain visible regardless of current monitoring status. Days without records do not establish historical coverage or healthy service.
Showing available records within the selected range.

30-day outage frequency

Recorded incidents per day and recorded incident duration for Affirm. Hover a day for detail.

Sep 5Sep 10Sep 15Sep 20Sep 25Sep 3001234

Green baseline markers mean no recorded incident. These records do not establish historical monitoring coverage or verified uptime.

1

Days with incidents

1 incident

Busiest day

1h 25m

Recorded duration

Report volume

0 reports in last 24H

08:30 AM12:00 PM03:30 PM07:00 PM10:30 PM02:00 AM05:30 AM00.511.52baseline 1

Issue types

No data

Top cities

No location data

Top providers

No provider data

Auto-drafted postmortem

Affirm: vendor-reported minor incident on September 29 (tracked 1h 24m)

Sep 29, 07:29 PM → Sep 29, 08:54 PM · 1h 24m · medium

Affirm reported a minor-impact incident on its own status page. PulseWatch followed the vendor's status page and did not independently confirm the incident. PulseWatch tracked the incident for 1h 24m, from Tue, 29 Sep 2026 19:29:44 GMT to Tue, 29 Sep 2026 20:54:33 GMT. That is how long PulseWatch kept the incident open, not a measurement of how long the service was affected.

Duration
1h 24m
tracked by PulseWatch

Impact

PulseWatch recorded no user reports for this incident, so it cannot describe what users experienced. The vendor's own status page is the only source PulseWatch has for it.

Incident timeline

  1. Sep 29, 07:29 PM

    The vendor reported a minor-impact incident on its own status page; PulseWatch began tracking it

  2. Sep 29, 07:29 PM

    Status updated: possible issue

  3. Sep 29, 08:54 PM

    PulseWatch closed the incident

Official updates

  1. Sep 29, 07:29 PM

    Affirm reported the incident on its status page.

    View official source
Draft auto-generated by PulseWatch when the incident resolved. Based on the vendor's own status page.

Reliability

Detected by PulseWatch

30-day uptime

99.80%

90-day uptime

99.93%

Calculated from Affirm's detected incidents. Lower than the vendor's own reported SLA? That's the whole point — we measure what users actually experience.

Other payments services we monitor

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Community reports

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Incident timeline

Scrub through detection, peak, status updates, and resolution.

Full history →
ResolvedMedium

Affirm: the vendor reports a minor-impact incident on its own status page. Single origin, not independently confirmed. At this stated impact it alerts no one until a second independent source agrees.

9/29/2026, 7:29:44 PM · 1h 24m

07:29 PM08:54 PM
Detection9/29/2026, 7:29:44 PM · 4d ago

Detected — medium severity

Affirm: the vendor reports a minor-impact incident on its own status page. Single origin, not independently confirmed. At this stated impact it alerts no one until a second independent source agrees.

DetectionPeakStatus updateResolvedCrowd warning

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Signal quality

Live signal

Status
Normal
Monitoring
Fresh official operational result confirmed by a healthy reachability check from the PulseWatch runtime (single region, HTTP reachability only).
Coverage
Verified against the vendor's own incident history
Reports (24h)
0
Baseline / hour
5
Open threshold
3x

Official site

www.affirm.com